Demystifying Home Loans

If you haven’t experienced it before, the home loan process can feel overwhelming, but Crafted Real Estate brokers will help you stay informed throughout the process, from pre-approval to closing. The first thing to do is consult with a mortgage specialist or two. If you don’t already have someone in mind partner with some of the best lenders in the industry, and we’d be happy to introduce you, so you’ll be taken care of.


Getting Pre-Approved


Before you start looking for a home to buy, it's a good idea to meet with your Loan Officer to get pre-approved for a loan amount. At this stage, the lender gathers information about the income, assets, and debts of the borrower (you) to determine how much house you may be able to afford. This includes a credit report, W-2 forms, pay stubs, Federal Tax Returns, and recent bank statements. There are a variety of different loan programs 50 make sure to get pre-approved for the specific program that best suits your needs.


Finance With Mason Mac

Loan Officer
NMLS ID #227894

Phone: (360) 649-5184
Email: [email protected]

From buying your first home to refinancing your mortgage; from moving into your dream home to financing investment properties, I am here to help you understand all of your options and all of the loan programs that are available in today’s complex mortgage lending environment. 

I started my career in the real estate industry in 1990 as a licensed Real Estate Agent. Following that, I spent four years working for a local title insurance and escrow company. In 1997, I began originating mortgage loans and there I found my true passion. As part of my ongoing commitment to providing my clients with exceptional service and personal support, I am proud to announce that in 2023 I joined one of the leading mortgage companies in the region, Quick Mortgage by Mason Mac. 

The success of my business as a loan officer relies solely on referrals from other industry professionals and past clients who trust me enough to refer their parents and their children to me. In every transaction, I treat you like family and treat your money like I would my own, taking pride in providing home loan applicants and business partners with the necessary knowledge and information to make confident, educated decisions regarding their current and future financial goals. This combination of referral-based business and consultative relationship building allows me to create a rewarding mortgage experience for everyone with whom I work. Please let me know how I can best serve you and I in turn will strive to make your experience not only stress-free but also fun and positive.


Application & Processing


When you find a property, you’re ready to buy, your lender will help you complete a full mortgage loan application and talk you through the various fees and down payment options. The application is submitted to processing, where documents are reviewed and appraisals and title examinations are ordered. Then the loan is sent to an underwriter, who reviews and approves the entire loan if it meets compliance.




Don't be surprised if you're asked for additional documentation or clarification throughout the process. Once your loan is approved, don't forget to set up homeowners’ insurance. Your documents will be sent to the title/escrow company where you'll sign for the new home and pay any remaining costs. Then the loan is recorded and you get the keys. Congratulations, happy homeowner!


Work With Us

We love nothing more than helping buyers and sellers achieve their home-buying and selling goals. If you’ve got questions, we can’t wait to answer them.